final part of the topic.hope we'll get the benefit from it.. credits to akpk
The Sleep Test
Shopping can be an addiction and is never easy to resist. We all know the symptoms when the buying bug bites… we feel the adrenalin rush that makes our hearts desire for it; then it goes right up our head and we start rationalizing about it. We tell ourselves that since we worked so hard, we truly deserve it and want to reward ourselves JUST THIS ONCE! Finally, it triggers our hands to dig into our pockets and out comes the “Plastic Card” – CHARGE IT!
Our will may be strong but our flesh is weak! After all, we are only humans, right? However, one effective way to counter this is through “sleeping over it”. This will be especially useful for big-ticket items like buying a new car, changing that old furniture set, renovating our home, buying that plasma/ LCD TV or even that home-theatre system or whatever else we are considering. Before committing ourselves to these items, sleep over it and take a closer look at our budget to see if the purchase fits into your current plan. Discuss it over with your spouse or family and take all the time you need to think it through carefully because once the money is gone, it’s gone!
Remember: When making your next purchase, ask yourself these questions: “Do I really NEED it?”, “Is it within my Budget?” “Is it the Best Deal?” “Can I find a cheaper Brand with the same value?” “Can I find a Second-Hand item instead?”
Be a Smart Consumer and let’s “Make Prudent Financial Management A Way of Life” today!
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