Nasihat Buat Diri Sendiri Yang Boros?

Money Mistake #1: My Money Is Disappearing

No one starts the month planning to fritter away a small fortune, but that’s what can happen when minor expenses spiral out of control.- Shopping benda benda yang nampak remeh/ murah tapi banyak banyak kali juga jumlahnya kan besar juga..

What does it take to waste $10,000 a year? Just $27.40 a day. “You can undermine some of your most important goals with purchases you’ll never remember,” says Suzanna de Baca, president of Private Capital Solutions Group, a Des Moines, IA, investment advisory firm.- Bak kata orang ' sikit sikit lama lama jadi bukit juga..Kita tak perasan, tapi itu hakikatnya la kan.

The fix: Know thyself financially. First step: Take five minutes and read through your latest bank statement. If the transactions seem unrecognizable and you have no idea why you went to the ATM a dozen times, spend a week tracking your spending (longer, if possible).- Kena sentiasa cek la transaksi kita tu kan..

You can use a notebook, keep receipts in an envelope, try software like Quicken, or check out an online budgeting tool, like these two money sites we tested. Whichever you choose, find a money-tracking method that lets you see your purchasing patterns with fresh eyes.- Setiap kali pegi shopping, buat catatan.. tengok jumlahnya.. wow.. kalau simpan mesti dah jutawan sekarang(tambah erisa je ni..).. Ni pun diri sendiri liat nak konstan..